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Why are payments still approved when I enter an expiration date that doesn't match what is on the card?

Last Updated: Jul 28, 2016 10:03AM CDT

It is up to card issuers whether or not to check the supplied expiration date (month AND year) against what is on file for the cardholder. Some issuers will decline if the supplied expiration does not match what is on file while some will approve.  The decision is completely up to the card issuer's discretion.

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